This policy offers high value benefits for the individual travelling abroad.Covers all medical eventualities including Hospitalization and other incidental expenses with enhanced medical coverage of $5,00,000 and increased limit of $1,500 for emergency cash.
| Coverages | Benefits in US $ | Deductible in US $ |
|---|---|---|
| Medical Expenses, Evacuation and Repatriation | 5,00,000 | 100 |
| Emergency dental pain relief included in (1) above | 500 | 100 |
| Loss of Checked Baggage | 1,000** | Nil |
| Delay of Bagage | 100 | 12hrs |
| Personal Accident | 30,000*** | Nil |
| Loss of Passport | 250 | 25 |
| Personal Liability | 2,00,000 | 100 |
| Hijack | $50 per day to a maximum $300 | Nil |
| Trip Delay | $20 per 12hrs maximum $120 | 12hrs |
| Emergency Cash Advance**** | 1,500 | Nil |
| Golfer Hole-in-one | 500 | Nil |
**Per Baggage maximum 50% and per item in the baggage 10%
*** Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years
**** Cash Advance would include delivery charges
| Excluding USA | Including USA | |||
|---|---|---|---|---|
| Ages | 1/2-40 yrs | 41-60 yrs | 1/2-40 yrs | 41-60 yrs |
| Days of Travel | ||||
| 1-4 Days | 884 | 1300 | 1286 | 1855 |
| 5-7 Days | 884 | 1300 | 1286 | 1855 |
| 8-14 Days | 956 | 1402 | 1389 | 2002 |
| 15-21 Days | 1021 | 1513 | 1476 | 2160 |
| 22-28 Days | 1172 | 1758 | 1673 | 2493 |
| 29-35 Days | 1410 | 2094 | 2017 | 2959 |
| 36-47 Days | 1673 | 2538 | 2386 | 3629 |
| 48-60 Days | 2712 | 4139 | 3885 | 5900 |
| 61-75 Days | 3907 | 5987 | 5557 | 9003 |
| 76-90 Days | 4688 | 7213 | 6729 | 10157 |
| 91-120 Days | 5744 | 9030 | 8050 | 13154 |
| 121-150 Days | 7264 | 12368 | 9717 | 16490 |
| 151-180 Days | 18914 | 15212 | 12466 | 21594 |